.page-disclaimer {
  --terms-warm: #FDF1E7;
  --terms-warm-line: #F2C7A5;
  --terms-sticky-top: 64px;
  background: var(--c-salt);
  color: var(--c-ink);
}

.page-disclaimer .mono {
  font-family: var(--font-mono);
  font-variant-numeric: tabular-nums;
}

/* ---------- hero ---------- */
.page-disclaimer .terms-hero {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(160deg, var(--c-salt) 0%, var(--c-lake) 62%, var(--c-salt) 100%);
  border-bottom: 1px solid var(--c-grid);
  padding-block: clamp(28px, 6vw, 56px) clamp(48px, 8vw, 88px);
}

.page-disclaimer .terms-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    repeating-linear-gradient(90deg, var(--c-grid) 0 1px, transparent 1px 96px),
    repeating-linear-gradient(0deg, var(--c-grid) 0 1px, transparent 1px 96px);
  opacity: 0.35;
  pointer-events: none;
}

.page-disclaimer .terms-hero__inner {
  position: relative;
  z-index: 2;
  max-width: 62rem;
}

.page-disclaimer .breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  font-size: 0.875rem;
  color: var(--c-mist);
  margin-bottom: clamp(20px, 4vw, 34px);
}

.page-disclaimer .breadcrumbs a {
  color: var(--c-glacier);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: border-color 220ms var(--ease-out);
}

.page-disclaimer .breadcrumbs a:hover,
.page-disclaimer .breadcrumbs a:focus-visible {
  border-bottom-color: var(--c-orange);
}

.page-disclaimer .terms-hero__title {
  font-family: var(--font-display);
  font-weight: 900;
  font-size: clamp(2.75rem, 9vw, 5.5rem);
  line-height: 0.98;
  letter-spacing: -0.03em;
  color: var(--c-teal);
  margin: 0 0 clamp(18px, 3vw, 28px);
}

.page-disclaimer .terms-hero__lead {
  font-size: clamp(1rem, 1.6vw, 1.125rem);
  line-height: 1.8;
  max-width: 40rem;
  color: var(--c-ink);
  margin: 0 0 clamp(22px, 3.5vw, 32px);
}

.page-disclaimer .terms-hero__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 14px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .terms-hero__meta li {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 14px;
  font-size: 0.8125rem;
  color: var(--c-teal);
  background: var(--c-snow);
  border: 1px solid var(--c-grid);
  border-radius: var(--radius-pill);
}

.page-disclaimer .terms-hero__meta .mono {
  color: var(--c-ember);
  font-weight: 600;
}

.page-disclaimer .terms-hero__figure {
  position: relative;
  margin: clamp(28px, 5vw, 40px) 0 0;
  height: clamp(150px, 26vw, 240px);
  overflow: hidden;
  border-top: 1px solid var(--c-grid);
}

.page-disclaimer .terms-hero__figure img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.6;
}

.page-disclaimer .terms-hero__figure::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, var(--c-salt) 0%, transparent 55%, var(--c-lake) 100%);
  pointer-events: none;
}

/* ---------- sticky index ---------- */
.page-disclaimer .terms-index {
  position: sticky;
  top: var(--terms-sticky-top);
  z-index: 6;
  background: rgba(251, 253, 254, 0.94);
  border-bottom: 1px solid var(--c-grid);
  backdrop-filter: blur(10px);
}

.page-disclaimer .terms-index__inner {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-block: 10px;
}

.page-disclaimer .terms-index__label {
  flex: 0 0 auto;
  font-size: 0.75rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--c-mist);
}

.page-disclaimer .terms-index__list {
  display: flex;
  gap: 8px;
  margin: 0;
  padding: 2px 2px 6px;
  list-style: none;
  overflow-x: auto;
  scrollbar-width: none;
  -webkit-overflow-scrolling: touch;
}

.page-disclaimer .terms-index__list::-webkit-scrollbar {
  display: none;
}

.page-disclaimer .terms-index__list a {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  white-space: nowrap;
  padding: 7px 14px;
  font-size: 0.8125rem;
  color: var(--c-teal);
  background: var(--c-lake);
  border: 1px solid transparent;
  border-radius: var(--radius-pill);
  text-decoration: none;
  transition: background 220ms var(--ease-out), border-color 220ms var(--ease-out);
}

.page-disclaimer .terms-index__list a .mono {
  color: var(--c-glacier);
  font-size: 0.75rem;
}

.page-disclaimer .terms-index__list a:hover,
.page-disclaimer .terms-index__list a:focus-visible {
  background: var(--c-snow);
  border-color: var(--c-orange);
}

/* ---------- .page-disclaimer sections ---------- */
.page-disclaimer .terms-body {
  padding-block: clamp(32px, 6vw, 64px) clamp(56px, 9vw, 96px);
}

.page-disclaimer .terms-section {
  display: grid;
  gap: clamp(14px, 2.5vw, 22px);
  padding-block: clamp(28px, 5vw, 44px);
  border-top: 1px solid var(--c-grid);
  scroll-margin-top: calc(var(--terms-sticky-top) + 72px);
}

.page-disclaimer .terms-section:first-child {
  border-top: none;
  padding-top: 0;
}

.page-disclaimer .terms-section__num {
  font-size: 0.875rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  color: var(--c-glacier);
  margin: 0 0 10px;
  padding-left: 34px;
  position: relative;
}

.page-disclaimer .terms-section__num::before {
  content: "";
  position: absolute;
  left: 0;
  top: 50%;
  width: 24px;
  height: 2px;
  background: var(--c-orange);
  transform: translateY(-50%);
}

.page-disclaimer .terms-section__title {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(1.375rem, 3.4vw, 1.875rem);
  line-height: 1.28;
  letter-spacing: -0.015em;
  color: var(--c-teal);
  margin: 0;
}

.page-disclaimer .terms-section__content {
  max-width: 68ch;
  font-size: 1rem;
  line-height: 1.8;
  color: var(--c-ink);
}

.page-disclaimer .terms-section__content p {
  margin: 0 0 1em;
}

.page-disclaimer .terms-section__content p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .terms-section__content a {
  color: var(--c-glacier);
  text-decoration: none;
  border-bottom: 1px solid var(--c-grid);
  transition: border-color 220ms var(--ease-out), color 220ms var(--ease-out);
}

.page-disclaimer .terms-section__content a:hover,
.page-disclaimer .terms-section__content a:focus-visible {
  color: var(--c-ember);
  border-bottom-color: var(--c-orange);
}

/* ---------- fee rows ---------- */
.page-disclaimer .terms-fee {
  margin: 0 0 1.25em;
  padding: 0;
  list-style: none;
  border-top: 1px solid var(--c-grid);
}

.page-disclaimer .terms-fee__row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: baseline;
  gap: 4px 16px;
  padding: 14px 0;
  border-bottom: 1px solid var(--c-grid);
}

.page-disclaimer .terms-fee__name {
  margin: 0;
  font-weight: 700;
  color: var(--c-teal);
}

.page-disclaimer .terms-fee__price {
  margin: 0;
  text-align: right;
}

.page-disclaimer .terms-fee__price .price {
  font-family: var(--font-mono);
  font-weight: 600;
  font-size: 1.0625rem;
  color: var(--c-ember);
  letter-spacing: -0.01em;
}

.page-disclaimer .terms-fee__desc {
  grid-column: 1 / -1;
  margin: 0;
  font-size: 0.9375rem;
  line-height: 1.7;
  color: var(--c-mist);
}

/* ---------- callout ---------- */
.page-disclaimer .terms-callout {
  margin: 1.5em 0;
  padding: clamp(16px, 3vw, 24px);
  background: var(--terms-warm);
  border: 1px solid var(--terms-warm-line);
  border-left: 4px solid var(--c-orange);
  border-radius: var(--radius-sharp);
}

.page-disclaimer .terms-callout__title {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.0625rem;
  letter-spacing: 0.01em;
  color: var(--c-ember);
  margin: 0 0 0.7em;
}

.page-disclaimer .terms-callout p {
  margin: 0 0 0.8em;
  font-size: 0.9688rem;
  line-height: 1.78;
}

.page-disclaimer .terms-callout p:last-child {
  margin-bottom: 0;
}

/* ---------- details ---------- */
.page-disclaimer .terms-details {
  margin-top: 1.25em;
  padding-left: 16px;
  border-left: 2px solid var(--c-grid);
}

.page-disclaimer .terms-details summary {
  cursor: pointer;
  list-style: none;
  font-weight: 700;
  font-size: 0.9375rem;
  color: var(--c-glacier);
  padding: 4px 0;
  display: flex;
  align-items: baseline;
  gap: 8px;
}

.page-disclaimer .terms-details summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer .terms-details summary::before {
  content: "+";
  font-family: var(--font-mono);
  font-weight: 600;
  color: var(--c-orange);
}

.page-disclaimer .terms-details[open] summary::before {
  content: "−";
}

.page-disclaimer .terms-details summary:focus-visible {
  outline: 2px solid var(--c-orange);
  outline-offset: 3px;
}

.page-disclaimer .terms-details p {
  margin: 0.4em 0 0;
  font-size: 0.9375rem;
  line-height: 1.78;
  color: var(--c-mist);
}

/* ---------- contact list ---------- */
.page-disclaimer .terms-contact {
  margin: 0 0 1em;
  padding: 0;
  list-style: none;
  border-top: 1px solid var(--c-grid);
}

.page-disclaimer .terms-contact li {
  display: grid;
  gap: 2px;
  padding: 12px 0;
  border-bottom: 1px solid var(--c-grid);
}

.page-disclaimer .terms-contact__label {
  font-size: 0.75rem;
  letter-spacing: 0.14em;
  color: var(--c-mist);
}

.page-disclaimer .terms-contact a,
.page-disclaimer .terms-contact span:last-child {
  color: var(--c-teal);
  font-weight: 600;
  word-break: break-word;
}

.page-disclaimer .terms-contact__note {
  font-size: 0.9375rem;
  color: var(--c-mist);
}

/* ---------- desktop ---------- */
@media (min-width: 860px) {
  .page-disclaimer {
    --terms-sticky-top: 76px;
  }

  .page-disclaimer .terms-hero {
    padding-block: clamp(36px, 5vw, 64px) clamp(56px, 7vw, 96px);
  }

  .page-disclaimer .terms-hero__inner {
    max-width: 46rem;
  }

  .page-disclaimer .terms-hero__figure {
    position: absolute;
    top: 0;
    right: 0;
    bottom: 0;
    left: 46%;
    margin: 0;
    height: auto;
    border-top: none;
  }

  .page-disclaimer .terms-hero__figure::after {
    background:
      linear-gradient(90deg, var(--c-salt) 0%, rgba(251, 253, 254, 0.4) 42%, transparent 78%),
      linear-gradient(0deg, var(--c-lake) 0%, transparent 45%);
  }

  .page-disclaimer .terms-section {
    grid-template-columns: minmax(180px, 240px) minmax(0, 1fr);
    gap: clamp(24px, 4vw, 56px);
    align-items: start;
  }

  .page-disclaimer .terms-section__head {
    position: sticky;
    top: calc(var(--terms-sticky-top) + 76px);
  }

  .page-disclaimer .terms-contact li {
    grid-template-columns: 108px minmax(0, 1fr);
    align-items: baseline;
    gap: 12px;
  }
}

@media (min-width: 1120px) {
  .page-disclaimer .terms-hero__inner {
    max-width: 50rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer * {
    transition: none !important;
    animation: none !important;
  }
}
<<<END>>>